Missouri at risk of massive earthquake | Public Safety

Earthquake preparedness is often overlooked in northwest Missouri, but the American Property Accident Insurance Association urges people to consider adding insurance to it because the possibility definitely exists.

“We have requests every so often on both residential and commercial properties,” said Heidi Walker, vice president of CBIZ Insurance Services in St. Joseph. “It’s always better to add that special coverage to your homeowner’s policy.”

February is Earthquake Awareness Month. The United States Geological Survey estimates that there is a 25% to 40% chance that an earthquake of magnitude 6.0 or greater will occur in the next 50 years in the New Madrid Earthquake Zone located along the southeastern portion of Missouri.

Generally, a person can add earthquake insurance for as little as $ 100 a year. It’s good to see if this will cover an actual earthquake or just ground motion.

“If (an earthquake) occurs and the structure is damaged, it will respond to that,” Walker said. “You can agree to it to cover the contents or personal property inside the structure.” “If this is damaged during the event, you can also initiate coverage to pay back the additional living expenses.”

Without earthquake insurance, homeowners can be left without coverage should this happen.

“There will be no coverage for non-certified homeowner policy or commercial policy,” Walker said. “Missouri is the third largest market for earthquake insurance.”

California and Washington are the two largest recommended and insured states.

The last earthquake was measured in Saint Joseph on July 20, 2018. It measured 2.6 on the Richter scale. Community members reported hearing loud shocks and roofs.

Aside from insurance, there are some steps you can take to protect your home and family in the event of an earthquake.

First, take an inventory of personal and important items and place them in an easily accessible area before a dangerous event occurs. Any fragile or heavy item must be safely secured with the possibility of these items falling and further injury.

The safest location during an earthquake is the outside, but be sure to distinguish yourself from the exterior walls of a building. Also stay away from power lines, trees, and telephone poles.

.

What Are The Main Benefits Of Comparing Car Insurance Quotes Online

LOS ANGELES, CA / ACCESSWIRE / June 24, 2020, / Compare-autoinsurance.Org has launched a new blog post that presents the main benefits of comparing multiple car insurance quotes. For more info and free online quotes, please visit https://compare-autoinsurance.Org/the-advantages-of-comparing-prices-with-car-insurance-quotes-online/ The modern society has numerous technological advantages. One important advantage is the speed at which information is sent and received. With the help of the internet, the shopping habits of many persons have drastically changed. The car insurance industry hasn't remained untouched by these changes. On the internet, drivers can compare insurance prices and find out which sellers have the best offers. View photos The advantages of comparing online car insurance quotes are the following: Online quotes can be obtained from anywhere and at any time. Unlike physical insurance agencies, websites don't have a specific schedule and they are available at any time. Drivers that have busy working schedules, can compare quotes from anywhere and at any time, even at midnight. Multiple choices. Almost all insurance providers, no matter if they are well-known brands or just local insurers, have an online presence. Online quotes will allow policyholders the chance to discover multiple insurance companies and check their prices. Drivers are no longer required to get quotes from just a few known insurance companies. Also, local and regional insurers can provide lower insurance rates for the same services. Accurate insurance estimates. Online quotes can only be accurate if the customers provide accurate and real info about their car models and driving history. Lying about past driving incidents can make the price estimates to be lower, but when dealing with an insurance company lying to them is useless. Usually, insurance companies will do research about a potential customer before granting him coverage. Online quotes can be sorted easily. Although drivers are recommended to not choose a policy just based on its price, drivers can easily sort quotes by insurance price. Using brokerage websites will allow drivers to get quotes from multiple insurers, thus making the comparison faster and easier. For additional info, money-saving tips, and free car insurance quotes, visit https://compare-autoinsurance.Org/ Compare-autoinsurance.Org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. "Online quotes can easily help drivers obtain better car insurance deals. All they have to do is to complete an online form with accurate and real info, then compare prices", said Russell Rabichev, Marketing Director of Internet Marketing Company. CONTACT: Company Name: Internet Marketing CompanyPerson for contact Name: Gurgu CPhone Number: (818) 359-3898Email: [email protected]: https://compare-autoinsurance.Org/ SOURCE: Compare-autoinsurance.Org View source version on accesswire.Com:https://www.Accesswire.Com/595055/What-Are-The-Main-Benefits-Of-Comparing-Car-Insurance-Quotes-Online View photos