What was your best financial decision?
We moved around the mid-1990s, moved 10 minutes further to another area, and bought a larger property that was much better for living with young children. Over the time we lived there, the property value went up a lot.
Investing time and money in different houses over the years has really rewarded me. Trying to get up the real estate ladder, which is not easy, has certainly proved to be a good investment.
And your worst?
I look back on one or two of the cars I’ve owned. You get nothing in return. The most expensive car I bought was a Mercedes that cost about 35,000 in 2002.
I’ve spent a lot of money on cars, but it can go off of value pretty quickly and you don’t get a return. Of course you get the pleasure of driving.
Have you ever invested in other properties outside of your home?
I did invest in a commercial property on the advice of a friend, but we’ve gotten rid of it ever since. I owned a building in Kent with an HSBC branch when I bought it.
It was a really strong investment at the time, but I remember being on the Metropolitan line to London and seeing a headline in the paper saying HSBC was closing branches and there was one in the building I owned, so that was a concern and it took us two years to find someone else to enter the property.
Have you ever worried about money?
Yes absolutely. The most obvious time was when I retired in 2012 and really wasn’t sure what I was going to do. I didn’t want to start coaching just because I had nothing else to do.
Coincidentally, I ended up coaching and really enjoyed it and found it very rewarding, but you soon realize that your worth as a player is very different.
In 2019 the coaching came to an end and I did not have a permanent job. I was divorced about 10 years earlier, so the fear of not having a steady income stream certainly worries me.
Are you currently at work?
Last year in November I was offered two jobs. One was the head coach of the Sri Lanka cricket team on a two-year contract and the other was director of cricket for Harrow School, which is 10 minutes away.
I went for the Harrow job because I thought it would not only give me some stability, but also allow me to do other things. However, I enjoy the coaching and have been out of the professional game for a year and I miss it. If opportunities arose to get back to the professional game, I would take them very seriously.
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