Midwest earthquake threat: Illinois at risk of $60-80 billion in damage. are you ready?

Springfield, Illinois – Illinois, a seismically unlikely location, faces a significant seismic threat because it sits on two active seismic zones. The New Madrid Earthquake Zone (NMSZ) and Wabash Valley Earthquake Zone (WVSZ) pose risks to the state. The NMSZ, which spans several states, including Illinois, is home to the most powerful earthquakes on record in the continental United States.

The Illinois Emergency Management Agency (IEMA) warns that if the series of earthquakes that occurred in the winter of 1811-12 were to occur today, estimated damage would be $60 to $80 billion. Although more than 3,000 earthquakes have been recorded in the NMSZ since 1974, none have exceeded a magnitude of 5.0.

Director Alicia Tate Nadeau recently emphasized the importance of understanding the risks and preparing for a major earthquake. In the event of an earthquake, IEMA recommends that you hide under a sturdy piece of furniture and stay until the shaking stops. Homeowners are also encouraged to consider earthquake insurance, as standard policies generally do not cover earthquake damage. According to the Illinois Department of Insurance, homeowners can purchase earthquake coverage as an endorsement of their existing policy, with costs varying based on factors such as location and hazards.

NMSZ affects major cities including Memphis and St. Louis, Little Rock, and Evansville. Despite its relatively low profile compared to fault zones in California or Alaska, the NMSZ is the most active seismic zone in the United States east of the Rocky Mountains. Hundreds of small earthquakes occur annually, although most of them go unnoticed by the general public.

Understanding the geological complexities of the NMSZ presents challenges because of its faults buried under layers of silt. Unlike areas with visible fault lines, studying the NMSZ requires sophisticated techniques. Scientists have used paleontology to analyze evidence of past earthquakes preserved in soil and rock.

While it is difficult to predict the frequency interval of medium to large earthquakes in the NMSZ, experts estimate the probability of a magnitude 7.0-8.0 earthquake within the next 50 years at 10%. The geographic impact of such an earthquake would be significant, affecting areas from the Mississippi River Valley to St. Louis, the upper valleys of the Ohio and Wabash rivers, and the lower Mississippi River valley.

Although large earthquakes are rare in the Midwest, the potential for significant damage to man-made structures remains a concern. Tall structures, large open structures, and fragile structures are particularly susceptible to damage during earthquakes.

Illinois residents are urged to stay informed about earthquake risks, prepare contingency plans, and consider earthquake insurance to mitigate potential damage. While the Midwest may not be commonly associated with earthquakes, the threat looms large, and preparedness is critical to ensuring the safety and resilience of affected communities.

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