The spark of sparks in home insurance coverage after the San Diego earthquake

The 5.2 earthquake is demanding Monday near Julian, homeowners, to consider the earthquake insurance options.

San Diego County, California – A 5.2 -magnitude earthquake was on Monday, the strongest in San Diego County since 2010, and re -evaluated their insurance coverage.

The tremor sparked attention to earthquake insurance, a separate policy from standard homeowners insurance, which specifically covers the damage of the earthquake.

“Well, it is definitely an invitation to wake up,” said Karl Suzmann, the owner of the independent insurance agency. “This is the vulgar phrase that we hear every time an earthquake. But this is really true.”

Suzmann emphasized that the insurance of typical homeowners does not cover earthquakes. “It has been excluded specifically, so the only way to obtain coverage in the event of an earthquake is to buy a separate earthquake insurance policy,” he said.

The California earthquake, a non -profit organization established by the state but not funded by the state, is the largest provider of the earthquake insurance in California. However, private insurance companies also provide earthquake policies. “It is definitely logical to shop from these different companies, because the rate of what may be completely different from the other,” Susman advised.

The main points on earthquake insurance: • Low discounts lead to more expensive policies.

“These policies are not designed to pay for their price, as you know, the lamp that ends, or something small happens,” Suzmann pointed out.

Unlike the wild insurance, the earthquake coverage is currently available easily from multiple service providers for homeowners in California.

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