Risksmith launches new seismic software to address hard-to-locate property risks

ATLANTA, GA (December 17, 2025) – Risksmith Insurance Services, a management underwriting firm (MGU) known for its expertise in environmental and social real estate, today announced the launch of its new Difference in Circumstance (DIC) Earthquake Insurance program. Tailored for large, complex, real-world E&S property exposures, the program provides unparalleled flexibility, deep technical expertise and underwriting appetite for risks that many markets routinely avoid – including older buildings, high monetization and basement parking.

The new offering offers access to high limits, no TIV cap, and flexible structural options including core, quota or excess placements. It is available for a wide range of commercial real estate risks across major earthquake zones such as California, the Pacific Northwest, New Madrid and all other US states.

“The risks that require a more expert understanding are the specific risks where our team shines,” said Ravi Patel, Executive Vice President and Head of Real Estate at Resmith. “We built this program to be flexible, allowing our insurers to craft solutions with real definition options, real capacity and without arbitrary limits on TIV value. It reflects exactly who we are: an underwriter-centric company that combines responsible risk-taking with disciplined, long-term value creation.”

Risksmith's DIC Earthquake software enables brokers and underwriters to shape coverage that best suits their needs, offering:

Earthquake, ground motion, and seismic sprinkler leakage coverage Flexibility of carrier or manuscript definition EQ High limits up to $25 million Significant risk capacity with no TIV cap

Learn more: Resmith | DIC earthquake

About Risksmith Insurance ServicesRisksmith is a specialist managing director focused on delivering intelligently designed insurance solutions for complex environmental and social risks. With deep underwriting experience in commercial real estate, construction, inland marine, and professional lines, Risksmith operates with a commitment to responsible risk and an underwriter-first culture. The company partners with wholesalers across the country to provide thoughtful, innovative and durable solutions for large, unique and difficult-to-locate accounts. Learn more at www.risksmithuw.com.

Media Contact: Ravi Patel, Phone: 404.290.6563, Email: [email protected]

Topics Disasters Natural Disasters New Markets Property

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