Here’s what to know after the Sunday earthquake in Massachusetts – NBC Boston

The strongest earthquake to hit southern New England in decades shook homes Sunday morning.

The earthquake did not cause any major damage, but it might make you wonder if you are covered for damages if there is a larger earthquake down the road.

“Most people feel this is something going on in California and not in our backyard, but Sunday was a reminder that it could actually happen,” said George Doherty, president of Corcoran & Havlan Insurance Group at Wellesley.

He says some of his clients bought earthquake coverage this week after gurgling on Sunday.

“Earthquake insurance is not covered by homeowners’ policy but can be added with endorsement,” Doherty said. It will cover any damage to your property as a result of an earthquake. This could be a collapse, cracks in your walls, or anything that will ensure that your home is repaired or rebuilt as a result of an earthquake. Any personal belongings or contents inside the house that have been damaged will also be covered. ”

It’s relatively inexpensive, Doherty says – adding coverage to your homeowner’s policy will cost anywhere between $ 100 to $ 300 per year, depending on the value of your home.

Local seismologist, Dr. Alan Kaftka says earthquakes happen regularly in New England – but Sunday’s 3.6-magnitude earthquake was the strongest to hit southern New England in decades. It is based on the Bliss Corner section in Dartmouth with its center at Buzzards Bay off the coast of New Bedford, Massachusetts.

For peace of mind, you might want to think about it, but if you prefer to play on the odds, experts say there have only been nine earthquakes of the magnitude the most recent in New England since the 18th century.

“What we’re seeing is generally on their minds for about a week and we have quite a few people who want this coverage,” Doherty said. “But eventually, people will resume their normal daily activities and only check in again when a tremor occurs.”

Another thing you need to know about earthquake insurance – it carries a higher deductible than a typical homeowner’s insurance discount.

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