Connect with us

International

5 Vacation Budgeting Tips for College Students | FIU News

Published

on

 


It’s the giving season, really! The National Retail Federation expects the average American to spend $ 997.73 on gifts and other holiday spending this year.

The holiday season lasts from November to December and includes four major holidays: Thanksgiving, Christmas, Hanukkah and Kwanzaa. Giving gifts is a key part of celebrating the holidays. But it can also break the bank if you are not careful.

“Most college students in general should be aware of their costs, especially medical students facing significant student debt,” said Alberto Diaz, assistant director of financial aid at Herbert Wertheim College of Medicine. “They have to account for those added expenses like holiday travel to visit family and friends, and buying gifts.”

To address this, the Financial Assistance Office of the College of Medicine created a short video which includes five holiday budget tips for her medical students. But, it is useful information for everyone.

  1. Create a holiday budget
    Set a budget for gifts, decorations and holiday gatherings. Plan to spend no more than 1% to 1.5% of your gross income. So if your income is $ 40,000 a year, you should look to spend between $ 400 and $ 500. If it is 20 thousand dollars, aim to spend no more than 200 to 300 dollars.
  2. Create a gift list
    Make a list of what you are going to donate and set aside a lot of dollars for each one. And keep track of your expenses. There are several free apps to help you track expenses, including Microsoft Excel and / or Google Sheets.
  3. Host potlucks
    Save money on holidays by organizing potlux and similar holiday parties. If exchanging gifts, consider making the White Elephant or the Secret Santa Claus.
  4. Homemade gifts
    If you are tight on your budget, consider making your own gifts. This will save you money and will be a meaningful personal gift to the recipient.
  5. Search for sale!
    Start shopping early! Be sure to ask for offers on Black Friday and Cyber ​​Monday. Match the price when possible. And always ask for discounts.

If holiday budgeting is stressful, keep in mind that holidays have a lot more to do with giving than gifts. Instead, think of these as actions that you must take on a regular basis, to share your time, love and kindness. They are cheap and invaluable.

Sources

1/ https://Google.com/

2/ https://news.fiu.edu/2021/5-holiday-budgeting-tips-for-college-students

The mention sources can contact us to remove/changing this article

What Are The Main Benefits Of Comparing Car Insurance Quotes Online

LOS ANGELES, CA / ACCESSWIRE / June 24, 2020, / Compare-autoinsurance.Org has launched a new blog post that presents the main benefits of comparing multiple car insurance quotes. For more info and free online quotes, please visit https://compare-autoinsurance.Org/the-advantages-of-comparing-prices-with-car-insurance-quotes-online/ The modern society has numerous technological advantages. One important advantage is the speed at which information is sent and received. With the help of the internet, the shopping habits of many persons have drastically changed. The car insurance industry hasn't remained untouched by these changes. On the internet, drivers can compare insurance prices and find out which sellers have the best offers. View photos The advantages of comparing online car insurance quotes are the following: Online quotes can be obtained from anywhere and at any time. Unlike physical insurance agencies, websites don't have a specific schedule and they are available at any time. Drivers that have busy working schedules, can compare quotes from anywhere and at any time, even at midnight. Multiple choices. Almost all insurance providers, no matter if they are well-known brands or just local insurers, have an online presence. Online quotes will allow policyholders the chance to discover multiple insurance companies and check their prices. Drivers are no longer required to get quotes from just a few known insurance companies. Also, local and regional insurers can provide lower insurance rates for the same services. Accurate insurance estimates. Online quotes can only be accurate if the customers provide accurate and real info about their car models and driving history. Lying about past driving incidents can make the price estimates to be lower, but when dealing with an insurance company lying to them is useless. Usually, insurance companies will do research about a potential customer before granting him coverage. Online quotes can be sorted easily. Although drivers are recommended to not choose a policy just based on its price, drivers can easily sort quotes by insurance price. Using brokerage websites will allow drivers to get quotes from multiple insurers, thus making the comparison faster and easier. For additional info, money-saving tips, and free car insurance quotes, visit https://compare-autoinsurance.Org/ Compare-autoinsurance.Org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. "Online quotes can easily help drivers obtain better car insurance deals. All they have to do is to complete an online form with accurate and real info, then compare prices", said Russell Rabichev, Marketing Director of Internet Marketing Company. CONTACT: Company Name: Internet Marketing CompanyPerson for contact Name: Gurgu CPhone Number: (818) 359-3898Email: [email protected]: https://compare-autoinsurance.Org/ SOURCE: Compare-autoinsurance.Org View source version on accesswire.Com:https://www.Accesswire.Com/595055/What-Are-The-Main-Benefits-Of-Comparing-Car-Insurance-Quotes-Online View photos

ExBUlletin

to request, modification Contact us at Here or [email protected]