Money Blog: The cost of living in the happiest country on Earth -How to compare Britain (hints, not) | Money News

Brad Young, Money function writer

According to the new report, which is in the 23rd place, Finland is the happiest country in the world.

Those who live in Finland have an average of 7.7/10 compared to the UK's 6.7 in more than 150,000 surveys in 147 countries.

Nordic countries ranked 2nd, 3rd and 4th with Denmark, Iceland and Sweden in the World Happiness Report of Oxford University, and the UK ranked third on the 20th of last year.

The United Kingdom is a leap by Slovenia, Mexico, UAE and Germany, now ahead of the United States right behind the latter. Afghanistan is the world's most unfortunate country, followed by Sierra Leon and Lebanon.

It is eight years that Finland first came out in a report that analyzes people's wealth, social ties, health, trust, freedom and generosity.

According to experts, foreign residents and citizens, it is critical to explain why Finland is happier than the UK.

Here we see how this affected those who lived in both countries.

Rectum culture

“This is much better in many ways in many ways,“ This is much better in many ways.

“Work culture is definitely healthier than in the UK.

He refers to more generous vacation and parental leave qualifications.

Each parent deserves almost 23 weeks of vacation and pays for a complex formula based on income. This means that workers who receive 25,000 per year are eligible to receive 53 people every day.

In the UK, the father legally deserves a two -week paid leave for 184 or 90%of his salary. My mother deserves a 52 -week maternity leave. 39 shares are paid in the same rate as men.

Former British Army soldiers, Kjartan, have a greater sense of duty to employees for Finnish employees.

“Let's assume that you are starting a company and hiring people. If you pierce your eyes and mud, you will be less likely to exploit workers.

“There is not much class attitude as much as in the UK.”

Sara Karpanen, a 37 -year -old, said that adapting to the British work culture was the largest learning curve faced when moving to London in the village of HYVINKAA in southern Finland in 2013.

Sara, the director of art program at the Finnish Institute, said, “I was always surprised by the method of mastering the balance between the Finnish people.

“The Finnish people don't work less, and I think we actually work more efficiently.”

Most of the office is empty until 4 pm, so “I have enough time to have life outside the workplace.”

She added that it is rare for the company to ask the employee to stay in the office because it is more common for paid overtime.

She thinks in the UK, she thinks employees are expecting a culture of “prioritizing” and “emphasizing” more priority. ”

But it is not always an ordinary voyage for the British sold in the Finnish approach.

Daniel Beech moved to Helsinki from Colchester in 2004 and lived with his wife. “It's a big struggle to try to find a job here when you don't work with Finnish.”

He said that due to dismissal and recent unemployment cuts, the situation was “much worse compared to last year.”

Finnish economist Jan Otto Andersson says Finnish unemployment rate is growing.

According to statistics Finland, it rose to 9.5%in January compared to the 4.4%of the UK.

Recently, the Finnish government's spending reduction has also contributed to poverty, according to the former professor of Polytechnic and the former professor of ABO Akademi University in Finland.

The Finnish media reported that the right -wing government has enacted welfare benefits and reductions in social medical services.

“So there are many things that can make someone less happy.

Wealth, tax and welfare

The International Monetary Fund puts the UK GDP (value of all products and services) for $ 3.73TN compared to Finland's $ 319.99 billion.

The British population is 12.4 times higher, so it works at 38,130 people in the UK and 40,800 in Finland.

But the edit of the World Happiness Report, JAN-Immanuel de Neve, says that this figure is “hiding” huge inequality. ”

Most FINNS wealth crosses the average GDP, while the average is deceptively high because of wealth in the UK.

“Scandinavia was very good at caring for people at the bottom of the well -being scale, which is a combination of income and mental illness. Welfare state, redistribution makes it possible.”

Redistribution raises funds with some high taxes. VAT is 25.5% (20% of the UK), social security payments are about 9.3% (compared to the UK's 8% national insurance tax), and income tax is divided into six bands, compared to four bands in the UK.

Daren Trofimzuk, 47 years old, who lived in Jarvenpaa near Helsinki between 2012 and 2023, said, “When I first moved to Finland, I felt a little fun to pay higher taxes.

“But over time, I realized that you could actually trust the Finnish system.”

“You felt comfortable [higher taxes] Darren added that the government had funded the master's degree as a master's degree because it was reinvested and felt that it was much safer in the system.

Education is free at all levels in Finland. The university includes EU citizens who want to study there.

Jan-EMMANUEL says that once a country becomes rich as Finnish or England, GDP growth is no longer interpreted with more happiness.

He says that Keir Starmer and Rachel Reeves are too concentrated on “growth for growth”, while they should be redistributed by providing services to people's welfare.

Daniel Sazonov, Deputy Mayor of Helsinki, said that Pins felt the benefits of guaranteeing high access to the Nordic welfare model (basic service and a wide range of safety nets. ”

“They have the trust that they have a welfare system and social security system if they always see opportunities and possibilities for themselves and children.”

Given the praise of the welfare system, it will be surprised that Healthcare, one of the main components, is not strictly free.

Most of the taxes are charged, but patients must pay a small cost of up to 50 people for 20 GP appointments, 10 dentists, or inpatient hospital treatment.

In comparison, in the UK, the dentist's promise is 26.80, and the prescription is 9.90 per item, and of course, GP and hospital visits are free.

Jan-EMMANUEL says Finland has a slightly better performance in terms of healthy life expectancy.

The latest data available in the World Health Organization was born in 69.9 years of Finland in 2021, while 68.6 years in the UK.

Living expenses

When Darren Trofimczuk returned to England, he was shocked by what he found.

Much more expensive is much more expensive. As originally planned, his wife Elina and two children told me not to follow him.

“I was shocked. Living in Finland for 11 years, it was always a much more expensive country. But I think it's a different way now.”

Finland inflation has generally tended to be slightly lower than the UK over the past five years, but in recent months, the UK has recorded 2.8%in February compared to 0.5%of Finland.

Darren said it took one year to find a bed apartment near London, and it took one year to compete with other applicants in order to pay more than 1,000 people a month.

The same price as mortgage for three -bed family houses outside the capital of Finland is completed in a large garden.

Kjartan, a personal trainer in the process of buying a house, agrees: “It's not difficult to do that while working at Finnish wages. You have to work for years.”

In the UK and Finland, similar housing price data cannot be used.

The Finnish government's National Statistical Office said the average price of the last quarter (except new builds) in 2024 rose to 2,174 per square meter, up to 4,130 for the new build.

The UK's housing price index has granted an average housing cost of 268,548, but the British statistics agency has not posted data by square meter since 2016.

The housing, community, and local governments found that in 2019, the average floor space of English housing was measured and found to be 94 meters square. Depending on the measures and the average housing price today, the cost of British housing is about 2,857 per square meter.

Darren found that energy and food were almost the same price in the two countries, but in the UK, transportation was more expensive.

Every year he takes a 500 -mile train from Helsinki to Rovaniemi on a 18.50 Lapland fishing trip. In the Rush Hour, he turned to 31 with 34 miles from Tunbridge Wells to London Bridge.

Many in the UK, when most of the household bills came up on April 1, when experience occurred on April 1, the frequent change in living expenses became more difficult for Darren to save than Finland.

“Do you always know that your job is safe or something will be another increase?”

Rather than planning the future, he believes that the money in the “waiting” mode is in the “waiting” mode to absorb the next financial shock.

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