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Niklaus: If the big hit hits, many St. Louis residents will be uninsured | a job

 


Beware, though: Riders come with a discount equivalent to at least 5% of your property value. Some companies only cover damages over 25%, and others apply separate deductibles to the home and its contents. If you do not read the soft line, you may experience a rude financial shock.

Raising awareness of earthquake risk is an “economic priority for the state,” said Lori Croy, a spokeswoman for the Missouri Department of Insurance. State officials conduct surveys and focus groups to find out what residents do and don’t know about earthquake insurance.

She said some people may not understand how earthquake coverage works, while others may put their trust in the Federal Emergency Management Agency to rescue them after a disaster. Crowe said FEMA will likely provide some help, “but maybe not the kind of relief that would make people whole.”

State officials will use the survey results to design an earthquake awareness campaign in February, but this month’s mild earthquake was perhaps the best outreach tool ever. If you don’t ask what coverage your home has, consider yourself rushed into action.

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Sources

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2/ https://www.stltoday.com/business/subscriber/nicklaus-if-the-big-one-hits-many-st-louisans-will-be-uninsured/article_963d752c-e7b9-52cb-9d3b-41f382cd0dc1.html

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