Take into account all costs of buying a home

The purchase price matters, but it isn’t the only factor when buying a home.

Keep the following “costs in mind” when choosing where to live.

Travel Cost: Your home is the starting point for everywhere you go. How long does it take to get to work? Where is the nearest grocery store? How long does it take to get to other places you want and need to go? If you drive, add fuel costs and travel time to your considerations. Are public transportation options close by? Can you walk or bike to your destination?

Cost of insurance: Insurance helps protect your property when something bad happens. Homeowners insurance is a good start. It usually covers certain types of damage to your home and property, liabilities and expenses in the event of displacement.

Consider additional policies depending on where you live. Do you need flood or earthquake insurance?

The cost of living is there: The expenses don’t end after you move in. Some properties may have more expensive maintenance facilities.

If your property is part of a Homeowners Association, consider its dues. And don’t forget about property taxes.

Repair and maintenance cost: It can increase the maintenance costs of gardens and yards. Items such as roofs and air conditioning units can also be repaired and replaced.

Your realtor is an excellent source of information who can guide you through these considerations and help you find your dream home.

The largest realtor association in North Texas and the sixth largest real estate association in the United States, MetroTex provides programs and services to more than 24,000 professionals involved in all aspects of real estate. For more information, visit www.dfwrealestate.com.

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