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National Dengue Day: Why do I need to have Dengue Health Insurance?Find out

National Dengue Day: Why do I need to have Dengue Health Insurance?Find out

 


Delayed treatment can be dangerous for mosquito-borne disease, such as dengue fever and malaria. Treatment is not only time consuming, but can also be financially stressful and can cost anywhere between Rs 50,000 and Rs 100,000.

On this national dengue day, industry experts show how important it is to treat infectious diseases on time and ensure financial compensation at all times in case of such a sudden emergency. ..
There are various insurance companies that offer specific comprehensive plans related to dengue fever that keep you safe on admission.

What is covered by Dengue Fever Health Insurance?
These are a type of health insurance that covers the medical costs incurred in the treatment of vector-mediated illnesses, depending on the policy. These are usually serious illness plans, as dengue coverage is not covered by regular health insurance.

For example, dengue fever cover Bajaj Fin Serve Covers pre-hospital, hospitalization, dosing, doctor costs and other costs for vector infections such as dengue fever and malaria. Meanwhile, FutureGenerali’s FutureVector project targets seven vector infectious diseases, including dengue fever, malaria, and Japanese encephalitis. , Karaazar, Zika virus, chikungunya, and lymphatic filariasis. The insurance policy offers a variety of total insurance options ranging from Rs 10,000 to Rs 75,000, with a minimum coverage of 1 year and a maximum coverage of 3 years.

Dengue health insurance usually covers the cost for 15 days before and after admission. Hospitalization fee (including room fee, ICU fee, blood transfusion fee, etc.). The coverage of diagnostic tests that occur before or during hospitalization and the doctor’s consultation fee before, after, or during hospitalization will be incurred. Includes pharmacy fees, outpatient fees, diagnostic treatment fees, OPD consultation / treatment fees, pharmacy fees, and home nursing fees.

What is not covered by the policy?
There are certain costs in India that are not covered by dengue health insurance. like that;

– Treatment costs for diseases other than vector-mediated diseases, depending on the type of policy.
– An initial wait period of 15 or 30 days may apply.
– The cost of treatment or medication not required to treat the insured’s vector disease.
– Depending on the policy, the cost of dengue treatment / vector-borne disease occurring outside India.

Conclusion
Dengue fever is a threat faced by Indians every year. Because the disease can be life-threatening, industry experts say it is important to take precautions to keep it safe from the dengue virus. In addition, people staying in places that are hotspots for vector-borne diseases are advised to purchase dengue-specific insurance to pay for the medical costs that may result from the treatment of this viral disease. To do.

Sources

1/ https://Google.com/

2/ https://www.financialexpress.com/money/national-dengue-day-why-do-you-need-to-buy-a-dengue-health-insurance-policy-find-out/2526934/

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