Pay earthquake claims under Bare Wall Apartment Policy

The Catholic Church Immaculate Concepcion is in ruins after an earthquake at night in Guayanela, Puerto Rico, Tuesday, January 7, 2020. A 6.4-magnitude earthquake struck Puerto Rico before dawn on Tuesday, killing a man, injuring others and collapsing buildings in the southern part of the island. (AP Photo / Carlos Giusti)

Every claim is different, and some insurance policies can be difficult to interpret in unique situations. Coverage Expert FC&S, the recognized authority in insurance coverage interpretation and analysis for the protection and warranty industry, makes it easy to find reliable answers to your complex coverage questions. Analysis brought to you by FC&S experts.

Editor’s Note: This week’s question addresses condominium coverage for both the apartment association and individual unit owners after the earthquake. What happens if the buildings are considered a total loss? Will individual unit owners be eligible for insurance coverage?

Question: As a result of an earthquake, a residential apartment insured under the bare wall policy was severely damaged and could be considered a complete loss. However, individual unit owners are insured under housing policies (DP1, DP2 or DP3) whose apartments have not been damaged or have been partially damaged.

If a total housing unit loss is declared under the exposed wall policy, do we have to pay under the housing policies even when there is no damage to the unit?

– Puerto Rico subscriber

Answer: To find the answer to this week’s coverage questions and answers, please log in to FC&S’s expert coverage interpretation account.

Related:

To learn more about interpreting FC&S experts’ coverage, visit our website. Sign up to receive our weekly newsletter, FC&S Coverage Insider, to stay updated on insurance coverage issues. Discover our resources on commercial and personal lines in the NU Resource Center. Get 10% off your FC&S Expert Coverage Interpretation for just being a PC360 reader! Complete a free trial form or call 214-356-9145 to learn more, or get started today.

What Are The Main Benefits Of Comparing Car Insurance Quotes Online

LOS ANGELES, CA / ACCESSWIRE / June 24, 2020, / Compare-autoinsurance.Org has launched a new blog post that presents the main benefits of comparing multiple car insurance quotes. For more info and free online quotes, please visit https://compare-autoinsurance.Org/the-advantages-of-comparing-prices-with-car-insurance-quotes-online/ The modern society has numerous technological advantages. One important advantage is the speed at which information is sent and received. With the help of the internet, the shopping habits of many persons have drastically changed. The car insurance industry hasn't remained untouched by these changes. On the internet, drivers can compare insurance prices and find out which sellers have the best offers. View photos The advantages of comparing online car insurance quotes are the following: Online quotes can be obtained from anywhere and at any time. Unlike physical insurance agencies, websites don't have a specific schedule and they are available at any time. Drivers that have busy working schedules, can compare quotes from anywhere and at any time, even at midnight. Multiple choices. Almost all insurance providers, no matter if they are well-known brands or just local insurers, have an online presence. Online quotes will allow policyholders the chance to discover multiple insurance companies and check their prices. Drivers are no longer required to get quotes from just a few known insurance companies. Also, local and regional insurers can provide lower insurance rates for the same services. Accurate insurance estimates. Online quotes can only be accurate if the customers provide accurate and real info about their car models and driving history. Lying about past driving incidents can make the price estimates to be lower, but when dealing with an insurance company lying to them is useless. Usually, insurance companies will do research about a potential customer before granting him coverage. Online quotes can be sorted easily. Although drivers are recommended to not choose a policy just based on its price, drivers can easily sort quotes by insurance price. Using brokerage websites will allow drivers to get quotes from multiple insurers, thus making the comparison faster and easier. For additional info, money-saving tips, and free car insurance quotes, visit https://compare-autoinsurance.Org/ Compare-autoinsurance.Org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc. "Online quotes can easily help drivers obtain better car insurance deals. All they have to do is to complete an online form with accurate and real info, then compare prices", said Russell Rabichev, Marketing Director of Internet Marketing Company. CONTACT: Company Name: Internet Marketing CompanyPerson for contact Name: Gurgu CPhone Number: (818) 359-3898Email: cgurgu@internetmarketingcompany.BizWebsite: https://compare-autoinsurance.Org/ SOURCE: Compare-autoinsurance.Org View source version on accesswire.Com:https://www.Accesswire.Com/595055/What-Are-The-Main-Benefits-Of-Comparing-Car-Insurance-Quotes-Online View photos